{"id":45906,"date":"2025-04-24T10:13:19","date_gmt":"2025-04-24T08:13:19","guid":{"rendered":"https:\/\/swiss21.org\/?p=45906"},"modified":"2025-11-05T16:06:53","modified_gmt":"2025-11-05T15:06:53","slug":"la-fin-du-systeme-de-recouvrement-direct-en-suisse","status":"publish","type":"post","link":"https:\/\/swiss21.org\/fr\/la-fin-du-systeme-de-recouvrement-direct-en-suisse\/","title":{"rendered":"La fin du syst\u00e8me de recouvrement direct en Suisse"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"45906\" class=\"elementor elementor-45906 elementor-45887\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48e82d2 e-flex e-con-boxed e-con e-parent\" data-id=\"48e82d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7287ea elementor-widget elementor-widget-heading\" data-id=\"d7287ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">La fin du syst\u00e8me de recouvrement direct en Suisse <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdb2a68 elementor-widget elementor-widget-heading\" data-id=\"fdb2a68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Informations utiles pour les entreprises<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2026f4e elementor-widget elementor-widget-text-editor\" data-id=\"2026f4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"published\" style=\"font-size: 14px; text-size-adjust: 100%; background-position: initial; background-color: #ffffff; font-family: CentraNo2, 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #e41f13 !important;\">24. Apr. 2025<\/span><span style=\"color: #2f3942; font-family: CentraNo2, 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 14px; background-color: #ffffff;\"> <br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88ff293 elementor-widget elementor-widget-text-editor\" data-id=\"88ff293\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Apr\u00e8s des d\u00e9cennies d&#8217;utilisation, <strong>le syst\u00e8me de recouvrement direct (LSV)<\/strong> cessera bient\u00f4t d&#8217;exister en Suisse. <a href=\"https:\/\/www.kmu.admin.ch\/kmu\/fr\/home\/actuel\/news\/2025\/arr%C3%A8t-des-proc%C3%A9dures-de-pr%C3%A9l%C3%A8vement-lsv.html\" target=\"_blank\" rel=\"noopener\">SIX<\/a> a d\u00e9cid\u00e9, en accord avec les instances de la place financi\u00e8re suisse, de mettre fin aux proc\u00e9dures de pr\u00e9l\u00e8vement LSV+\/BDD existantes au 30 septembre 2028.<\/p><p>De nombreuses banques ont d\u00e9j\u00e0 commenc\u00e9 \u00e0 se retirer progressivement &#8211; d&#8217;autres pr\u00e9voient de mettre fin \u00e0 la proc\u00e9dure dans un avenir proche. C&#8217;est ainsi que dispara\u00eet une m\u00e9thode de paiement qui a fait ses preuves et qui a longtemps \u00e9t\u00e9 appr\u00e9ci\u00e9e, notamment dans le secteur B2B.<\/p><p>Mais le changement est aussi synonyme d&#8217;opportunit\u00e9s : les entreprises qui r\u00e9agissent d\u00e8s maintenant peuvent b\u00e9n\u00e9ficier de solutions de paiement modernes et plus efficaces.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-981cc3f e-flex e-con-boxed e-con e-parent\" data-id=\"981cc3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b4a0ae elementor-widget elementor-widget-image\" data-id=\"2b4a0ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/swiss21.org\/wp-content\/uploads\/2025\/04\/das-ende-des-lastschriftverfahrens-swiss21-1024x683.jpg\" class=\"attachment-large size-large wp-image-45889\" alt=\"Das Ende des Lastschriftverfahrens\" srcset=\"https:\/\/swiss21.org\/wp-content\/uploads\/2025\/04\/das-ende-des-lastschriftverfahrens-swiss21-1024x683.jpg 1024w, https:\/\/swiss21.org\/wp-content\/uploads\/2025\/04\/das-ende-des-lastschriftverfahrens-swiss21-300x200.jpg 300w, https:\/\/swiss21.org\/wp-content\/uploads\/2025\/04\/das-ende-des-lastschriftverfahrens-swiss21-768x512.jpg 768w, https:\/\/swiss21.org\/wp-content\/uploads\/2025\/04\/das-ende-des-lastschriftverfahrens-swiss21-1536x1024.jpg 1536w, https:\/\/swiss21.org\/wp-content\/uploads\/2025\/04\/das-ende-des-lastschriftverfahrens-swiss21-2048x1365.jpg 2048w, https:\/\/swiss21.org\/wp-content\/uploads\/2025\/04\/das-ende-des-lastschriftverfahrens-swiss21-700x467.jpg 700w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Image: Unsplash<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c709805 e-flex e-con-boxed e-con e-parent\" data-id=\"c709805\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3e1152 elementor-widget elementor-widget-heading\" data-id=\"d3e1152\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pourquoi le syst\u00e8me de recouvrement direct est-il abandonn\u00e9 ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1b5f55 elementor-widget elementor-widget-text-editor\" data-id=\"c1b5f55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 l&#8217;origine, le recouvrement direct a \u00e9t\u00e9 d\u00e9velopp\u00e9 pour traiter de mani\u00e8re automatis\u00e9e les paiements r\u00e9currents &#8211; par exemple pour les loyers, les abonnements ou les cotisations. Mais avec l&#8217;introduction du nouveau syst\u00e8me de <strong>facturation QR<\/strong>, <strong>l&#8217;essor de E-Bill<\/strong> et des moyens de paiement num\u00e9riques comme <strong>TWINT<\/strong>, le syst\u00e8me LSV a \u00e9t\u00e9 de plus en plus d\u00e9laiss\u00e9 :<\/p><ul><li>Techniquement obsol\u00e8te : le processus LSV n&#8217;est plus adapt\u00e9 \u00e0 notre \u00e9poque et son int\u00e9gration est co\u00fbteuse.<\/li><li>Manque de flexibilit\u00e9 : les adaptations n\u00e9cessitent des efforts consid\u00e9rables.<\/li><li>Forte d\u00e9pendance vis-\u00e0-vis des banques : gestion centralis\u00e9e bas\u00e9e sur les processus bancaires.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-936f56c elementor-widget elementor-widget-heading\" data-id=\"936f56c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alternative moderne : factures QR avec Swiss21<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-315f7cf elementor-widget elementor-widget-text-editor\" data-id=\"315f7cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Aujourd&#8217;hui, les entreprises qui souhaitent \u00e9tablir des factures de mani\u00e8re efficace et professionnelle misent sur des solutions digitales. Avec <strong>Swiss21<\/strong>, vous cr\u00e9ez automatiquement des <a href=\"https:\/\/swiss21.org\/fr\/offres-et-factures\/#7\" data-wplink-edit=\"true\"><strong>factures QR<\/strong><\/a> &#8211; simplement, rapidement et conform\u00e9ment \u00e0 la loi.<\/p><ul><li>Cr\u00e9ation de factures QR en un seul clic<\/li><li>Envoi par e-mail ou en version imprim\u00e9e<\/li><li>Imputation automatique des encaissements<\/li><li>Int\u00e9gration parfaite dans votre comptabilit\u00e9 avec 21.AbaNinja<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cabadfc elementor-widget elementor-widget-heading\" data-id=\"cabadfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plus d'options de paiement pour vos clients<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5349b03 elementor-widget elementor-widget-text-editor\" data-id=\"5349b03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce \u00e0 Swiss21, vous offrez \u00e0 vos clients un large choix de modes de paiement confortables &#8211; au-del\u00e0 du simple pr\u00e9l\u00e8vement automatique :<\/p><ul><li>Carte de cr\u00e9dit : paiement avec Visa, Mastercard ou AMEX<\/li><li>TWINT : solution de paiement mobile la plus populaire en Suisse<\/li><li>PayPal : solution appr\u00e9ci\u00e9e pour les paiements en ligne dans le monde entier<\/li><li>E-Bill : envoi des factures directement dans l&#8217;e-banking du client<\/li><li>Virement bancaire : toujours possible avec la facture QR<\/li><\/ul><p>Non seulement les encaissements sont plus rapides, mais l&#8217;exp\u00e9rience client est \u00e9galement plus agr\u00e9able.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03cc827 elementor-widget elementor-widget-heading\" data-id=\"03cc827\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion : changez d\u00e8s maintenant et profitez<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db6bf66 elementor-widget elementor-widget-text-editor\" data-id=\"db6bf66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le retrait du recouvrement direct est l&#8217;occasion de moderniser votre facturation. Swiss21 vous offre des processus automatis\u00e9s, des m\u00e9thodes de paiement num\u00e9riques et une int\u00e9gration parfaite dans votre comptabilit\u00e9 &#8211; sans frais suppl\u00e9mentaires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-421d215 elementor-widget elementor-widget-spacer\" data-id=\"421d215\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1341e33 e-flex e-con-boxed e-con e-parent\" data-id=\"1341e33\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62dd3a5 e-con-full e-flex e-con e-child\" data-id=\"62dd3a5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58599c5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"58599c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Avec Swiss21, les t\u00e2ches administratives appartiennent au pass\u00e9.\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c96123e elementor-widget elementor-widget-text-editor\" data-id=\"c96123e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>D\u00e9marrez d\u00e8s maintenant avec Swiss21 &#8211; et organisez vos processus financiers de mani\u00e8re plus simple, plus rapide et plus s\u00fbre pour l&#8217;avenir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c10270a e-con-full e-flex e-con e-child\" data-id=\"c10270a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efc197c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"efc197c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/portal.swiss21.org\/signup\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">commencez gratuitement<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-763608b e-flex e-con-boxed e-con e-parent\" data-id=\"763608b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecca34a elementor-widget elementor-widget-spacer\" data-id=\"ecca34a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3611bd elementor-widget elementor-widget-heading\" data-id=\"d3611bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment utiliser des modes de paiement alternatifs tels que TWINT, carte de cr\u00e9dit ou Paypal dans 21. AbaNinja :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b81cf18 elementor-widget elementor-widget-text-editor\" data-id=\"b81cf18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/helpdesk.swiss21.org\/hc\/fr\/articles\/360015793471-Comment-activer-le-traitement-des-paiements-via-TWINT-ou-carte-de-cr%C3%A9dit-Stripe\" target=\"_blank\" rel=\"noopener\"><strong>Comment activer le traitement des paiements via TWINT ou une carte de cr\u00e9dit (Stripe) ?<\/strong><\/a><\/p><p><a href=\"https:\/\/helpdesk.swiss21.org\/hc\/fr\/articles\/360000566792-Comment-activer-le-traitement-des-paiements-avec-Paypal\" target=\"_blank\" rel=\"noopener\"><strong>Comment activer le traitement des paiements avec Paypal ?<\/strong><\/a><strong>\u00a0<\/strong><\/p><p><a href=\"https:\/\/helpdesk.swiss21.org\/hc\/fr\/articles\/360011415999-Comment-envoyer-des-factures-eBill\" target=\"_blank\" rel=\"noopener\"><strong>Comment envoyer des factures E-Bill ?<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La fin du syst\u00e8me de recouvrement direct en Suisse Informations utiles pour les entreprises 24. Apr. 2025&#8230;<\/p>\n","protected":false},"author":17,"featured_media":45889,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-45906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-unkategorisiert"],"acf":[],"_links":{"self":[{"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/posts\/45906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/comments?post=45906"}],"version-history":[{"count":0,"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/posts\/45906\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/media\/45889"}],"wp:attachment":[{"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/media?parent=45906"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/categories?post=45906"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swiss21.org\/fr\/wp-json\/wp\/v2\/tags?post=45906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}